Comments on: Horse Insurance http://www.equuscaballus.com/2007/02/18/horse-insurance/ n : solid-hoofed herbivorous quadruped domesticated since prehistoric times [syn: horse, Equus caballus] Sat, 22 Nov 2008 04:39:55 +0000 http://wordpress.org/?v=2.5.1 By: Caro http://www.equuscaballus.com/2007/02/18/horse-insurance/#comment-645 Caro Tue, 03 Apr 2007 06:18:34 +0000 http://www.equuscaballus.com/2007/02/18/horse-insurance/#comment-645 RE. Freeze branding. Here in the UK we call it freeze marking. We recommend that it's done on the horse's shoulder, so even when the horse is being ridden it's still a good visible deterrent. Like your blog! RE. Freeze branding. Here in the UK we call it freeze marking. We recommend that it’s done on the horse’s shoulder, so even when the horse is being ridden it’s still a good visible deterrent.

Like your blog!

]]> By: Equus Team http://www.equuscaballus.com/2007/02/18/horse-insurance/#comment-446 Equus Team Sat, 24 Feb 2007 00:19:07 +0000 http://www.equuscaballus.com/2007/02/18/horse-insurance/#comment-446 I must have been very lucky as a horse owner for more than 35 years to have not incurred any major veterinary expenses. I expect that once you have had such a problem and received a big bill that it changes your view about such options on your insurance. I must have been very lucky as a horse owner for more than 35 years to have not incurred any major veterinary expenses. I expect that once you have had such a problem and received a big bill that it changes your view about such options on your insurance.

]]> By: risingrainbow http://www.equuscaballus.com/2007/02/18/horse-insurance/#comment-436 risingrainbow Fri, 23 Feb 2007 00:55:29 +0000 http://www.equuscaballus.com/2007/02/18/horse-insurance/#comment-436 Currently, I don't insure any of my horses but do have farm insurance that covers my tack and liability issues as well as fire etc. When I first started in horses, I bought them on contract and I always insured those horses. Once they began having options like surgical, I added that too since it was cheap compared to the cost of colic surgery. I had an agent that recommended I add major medical since it was not much more than the surgical. At that time it was another $8. Ten days after I added that to my policy, the insured horse dislocated his fetlock. While the major medical only paid about half of his treatment - that amounted to $5,000. You can bet when I insure a horse it will include those add-ons. Currently, I don’t insure any of my horses but do have farm insurance that covers my tack and liability issues as well as fire etc.

When I first started in horses, I bought them on contract and I always insured those horses. Once they began having options like surgical, I added that too since it was cheap compared to the cost of colic surgery. I had an agent that recommended I add major medical since it was not much more than the surgical. At that time it was another $8. Ten days after I added that to my policy, the insured horse dislocated his fetlock. While the major medical only paid about half of his treatment - that amounted to $5,000. You can bet when I insure a horse it will include those add-ons.

]]> By: Equus Team http://www.equuscaballus.com/2007/02/18/horse-insurance/#comment-410 Equus Team Mon, 19 Feb 2007 21:57:30 +0000 http://www.equuscaballus.com/2007/02/18/horse-insurance/#comment-410 Unfortunately I cannot recommend any US horse insurance companies as my horses were kept in the UK and insured with UK companies. I would suggest the best approach is to ask some horse owners in your area who they use and can recommend. Alternatively run some Internet searches to come up with a short list of companies to contact and request quotations plus literature explaining the coverage available. You should be able to compare these and select the best one for you. It may take a while to sort out but I think it's well worth the effort. Unfortunately I cannot recommend any US horse insurance companies as my horses were kept in the UK and insured with UK companies. I would suggest the best approach is to ask some horse owners in your area who they use and can recommend. Alternatively run some Internet searches to come up with a short list of companies to contact and request quotations plus literature explaining the coverage available. You should be able to compare these and select the best one for you. It may take a while to sort out but I think it’s well worth the effort.

]]> By: Pony Tail Club http://www.equuscaballus.com/2007/02/18/horse-insurance/#comment-408 Pony Tail Club Mon, 19 Feb 2007 18:47:37 +0000 http://www.equuscaballus.com/2007/02/18/horse-insurance/#comment-408 Do you have any particular horse insurance you would recommend? We've checked into it before, but didn't follow through, and would only be interested in the accidental death and loss of use. We worried that the loss of use would be a difficult issue to resolve with the insurance company if we had a problem. Do you have any particular horse insurance you would recommend? We’ve checked into it before, but didn’t follow through, and would only be interested in the accidental death and loss of use. We worried that the loss of use would be a difficult issue to resolve with the insurance company if we had a problem.

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